Some things I've been doing over the past couple weeks:
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I just went over 100 blog posts! Hopefully many more to come!
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After truly enjoying the The Kite-Runner by Khaled Hosseini, I picked up his second novel, A Thousand Splendid Suns, and have nearly read the entire book in about a week (which is fast for me). Although it’s a fiction novel, many of the locations, landmarks, themes, etc, are culturally correct, which help paint a vivid portrait of the struggles in Afghanistan. I highly recommend both books for anyone with an interest in other cultures.
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As my fiancée and I rapidly approach our wedding day—June 14th—I discovered the need for another credit card. The reason I say “another” card is because I have a Capital One no hassle card. However, there are no benefits associated with that particular card; I wanted to get something for making purchases—such as points or cash rewards that can be used towards airfare, hotels, rental cars, etc. I settled on the Blue Sky card from American Express—for a couple reasons:
Zero percent introductory APR on purchases. Many cards offer zero percent APR on balance transfers, but very few have zero percent on new purchases. Moreover, many of the cards offering cash back incentives or thousands of free bonus points for signing up carry yearly fees ranging from $10-$100—another thing I didn’t want.
Travel incentives. As someone that travels a fair amount, and knowing I’ll be traveling even more in the future, I can’t think of a better way to keep cash in my pockets than special deals for doing something I’d be doing anyway. Why not pay yourself back for making these purchases?
The zero percent introductory APR lasts for six months, which gives me plenty of time to earn points and other rewards for travel until marriage, when I'll pay off the balance in full. The card allows me to pre-pay for the wedding, honeymoon, and other expenses without making a huge dent in my checking account. All I have to do is make the minimum monthly payment until the end of the introductory period and there is no additional interest.
Creditcards.com is a great resource to compare based on your individual needs.
What credit cards do you carry?
Wednesday, February 27, 2008
A Few Quick Notes
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1 comments:
I think you'll really like your new credit card. American Express is a quality company.
About 7 months ago I started using the AMEX Blue Cash card and have loved it.
You earn 1-2% cash back on purchases until you reach $6,000 in spending for the year, then you get 5% cash back on gas, groceries and drug store purchases, and up to 1.5% cash back on everything else.
At the end of the year they just put the cash reward as a credit on your card, no hassle.
Anyway, great website and have had nothing, but good experiences with AMEX so glad you're going with them.
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